At JMS Consulting Firm, nothing makes us happier than to get our clients to this point! This is where magic may finally begin! By this time, you have completed your “JMS Action Plan Analysis” and we are now preparing your file to begin the disputing process and mailing out your letters. Keep in mind, EVERY SINGLE NEGATIVE ACCOUNT that we determine can be corrected, because it is reported inaccurately, is written individually to your specific profile. THERE ARE NO “COOKIE CUTTER” LETTERS HERE! Every client is different so we know that every letter must be different so that we can ensure we’re making the most out of every attempt to get the best results.